Spread the cost of your order
We know budgeting for your bathroom, kitchen or living space tiling project can be tricky! That's why you can spread the cost of your order with our Interest Free Finance options.

With our flexible finance packages, you pay at a rate that's convenient to you. We want to make buying your perfect tiles as easy, simple and affordable as possible with a number of ways to pay.

You can simply spread the cost of your purchase over 6, 9, 12, 24 or 36 months, and the best bit, it’s 0% interest free.

It's as easy as 1, 2, 3...

1) Make your selection...

Choose your tiles over the value of £500 for up to 12 months. Over the value of £1,000 for 24 months, and £1,500 for 36 months.

2) Apply...

Fill out our application online, give us a call 01536 314730 or visit us in-store and choose from flexible 6, 9, 12, 24 or 36 months 0% interest free. Spread the cost.

3) Instant Decision...

Complete the easy application (it only takes a few minutes, no need to print or post anything). Instant decision.
In most cases you will get a credit decision within seconds. If your application is successful, your order will be available for dispatch and delivery. You can apply online, in person (in-store) or over the phone where one of our sales staff will assist you with the entire process.

How much will I pay?
Simply use our finance calculator, which you'll find on our product pages, and apply online or give us a call with your total order amount or budget, the length of time you wish to pay and we'll give you your monthly payment figure.

The minimum lending amount in addition to the upfront deposit is £500 for up to 12 months (For example, total purchase price of £1,000 with 10% deposit). The maximum loan amount is £5,000. If your credit application is accepted, you will be required to pay a minimum 10% deposit, using a credit or debit card.

Representative Example:

Purchase Price £1,000 - Duration agreed 12 months

Deposit £100.00 - Rate of interest (fixed) 0%

Amount of credit £900.00 - 0% APR representative

12 monthly payments £75.00 - Total repayable £1,000.00

Am I eligible for finance?
Finance is available on orders of £500 or more, placed on our website, over the phone or in-store.

You'll need to be:

> 18 years or older
> A UK resident for 3 years or more/Permanent UK resident
> Be able to make regular repayments by Direct Debit
> Have a debit card or credit card in your name and registered to your address and have a bank or building society current account
> In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment

Please Note: Other conditions may apply and we cannot guarantee that your application will be accepted. You can read more about our Finance Terms and Conditions here or give us a call 01536 314730.
How do I apply?

Applying for our Finance is easy. Choose your tiles as normal. Have your delivery date in mind and delivery method, then apply online or speak to us about Finance as your payment method.

You'll need your bank details and home address details at the ready and asked to fill out a short straightforward form. Once the form is submitted you'll receive your decision instantly.
How long will it take to apply?

The application takes a few minutes to complete. You should get an instant answer on whether your application for finance has been successful. In some cases, Klarna Finance - our finance provider - will need to look at the application in more detail before making their decision.
What do I need to apply?

All you need to do is apply online, call us or visit us to fill out the form and add an electronic signature. It’s important you use your full name and address details and make sure everything is spelt correctly.
What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.
How are my monthly payments made?

Monthly repayments will be taken via direct debit from your bank account. Klarna Finance will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.
Who are Klarna Finance?

Klarna Finance are one of the UK’s specialist providers of Retail Point of Sale finance in the UK. We’ve chosen Klarna Finance due to the ease and speed of application process making it as simple as possible for you to get a decision. If your application is successful, you will enter into a Credit Agreement with Klarna Finance. Klarna is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
Walls and Floors is an introducer of credit products provided exclusively by Klarna Finance. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.

Walls and Floors Ltd: Garrard Way, Telford Way Industrial Estate, Kettering, Northamptonshire, NN16 8TD. Walls and Floors Ltd acts as a credit intermediary and only offers credit products from Klarna Finance. Credit provided subject to age and status. For our full Finance and checks prior to fixing policy, please refer to our Terms and Conditions.

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